At WiseMortgageInfo, your right to privacy and data security is a primary concern

Effective Date: January 17, 2001

Revised: Aug 19, 2004

For example, we request information from you when you:

• Calculate your mortgage savings
• Opt to have updates of the Consumer Savings Report sent to you

To calculate your mortgage savings, we will ask for your Loan Amount, Interest Rate, and Current Monthly Payment. This information is not recorded in any way.

The information you provide when you opt for information regarding the Consumer Savings Report will be kept confidential and used to support your relationship with WiseMortgageInfo.

WiseMortgageInfo is required to keep the information confidential and not use it for any other purpose than to carry out service described in this policy. Under no circumstances will the information you provide be used in a manner different than what is described in this privacy policy.

Information we have collected from you will not be given or sold to any outside organization for its use in marketing or solicitation.

Terms of use / Copyright

The following are terms of a legal agreement between you and WiseMortgageInfo. By accessing, browsing and/or using this site, you acknowledge that you have read, understood, and agree, to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this Site. The material provided on this Site is protected by law, including, but not limited to, United States Copyright Law and international treaties. This Site is controlled and operated by WiseMortgageInfo from its offices within the United States. WiseMortgageInfo makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

Any claim relating to, and the use of, this Site and the materials contained herein is governed by the laws of the state of IL

Copyright

The copyright in all material provided on this Site is held by WiseMortgageInfo. Except as stated herein, none of the material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission WiseMortgageInfo or the copyright owner. Permission is granted to display, copy, distribute and download the materials on this Site for personal, non-commercial use only, provided you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you must immediately destroy any downloaded and printed materials. You also may not, without WiseMortgageInfo’s permission, "mirror" any material contained on this Site on any other server. Any unauthorized use of any material contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Limitation Of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WiseMortgageInfo BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, ARISING OUT OF THE USE, OR THE INABILITY TO USE, THE MATERIALS ON THIS SITE, EVEN IF WiseMortgageInfo OR AN WiseMortgageInfo AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Terms of Use Revisions

WiseMortgageInfo may at any time revise these Terms of Use by updating this posting. By using this Site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current Terms of Use to which you are bound.